There’s no denying that inflation and the Fed’s decisions to increase interest rates have put a lot of strain on borrowers. It’s part of the reason why the average car payment for a new car is a whopping $644 right now. Not only is that outrageous considering the increase in the cost of living, but…
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In 2020, USA Today reported that Americans between the ages of 18 and 22 had an average credit score of 641. When you compare this with the 710 credit score of the 56-to-74 age bracket and the even higher 731 scored by the 75+ crowd, it’s clear that many young adults are having a hard…
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Did you know that most people over the age of 50 have credit scores that are far above the national average? Your credit score is determined by a vast number of different factors. Some of these factors may increase your credit score while others may lower it. Credit scores can also vary quite significantly with…
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Side hustles seem to be getting a lot of attention these days…and for good reason! In tandem with your primary job, a side hustle is a great way to leverage extra income without committing to the rigid schedule of a traditional second job. Basically, side hustles are the gateway to more financial freedom. Whether you’re…
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The Top Benefits Of Multiple Credit Cards Ready to play the credit game? If yes, then this strategy guide to the top benefits of multiple credit cards will be a game-changer for you. There are certainly stigmas that surround opening multiple credit card accounts. However, it can actually have great advantages when it comes to…
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As the holiday season comes to a close, you may be finding yourself where many are finding themselves- in spender’s remorse. Maybe you overcharged your credit card with holiday gifts that far exceeded your budget. Or hit up all the spectacular post-holiday sales for a stylin’ new wardrobe. Perhaps you even found yourself stopping every…
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It’s that time of year again – holiday shopping, online sales, and that ever-growing list of gift-giving and family parties are on the horizon. Aside from your main gift list, you may find yourself easily swept away, giving $20 here and $20 there, and before you know it you’ve spent at least another $300 in…
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Oh yes, we all remember those teenage years- young, free, living life to the fullest! While we may want to forget about that outrageous hairstyle, overwhelming hormonal acne, or first crushing heartbreak, there were so many admirable qualities we embodied during those innocent times. Accompanying these live-life-large years, we might have also acquired some lasting…
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Credit Boosting Secrets For First Time Homebuyers How to successfully prepare as a first time homebuyer when dealing with debt or poor credit. We’re quickly approaching that season when the leaves change color, and pumpkins sit beautifully on front porches. Don’t forget that perfectly layered autumn wreath hanging on front doors. Families hire photographers to…
Read article Dear First Year College Student: Welcome to one of the most exciting and memorable times of your life! By the time you’re reading this, you’re probably into a good routine with your new school. You’re learning new things. You’re meeting new people, some of whom will become lifelong friends. You’re discovering your own identity –…
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