Highlights from Experian #CreditChat with Jeanne Kelly I recently had the pleasure of joining Experian as a panelist for their #CreditChat conversation on “Make Your Own Luck: Building a Strong Credit Foundation.” With a last name like Kelly, you might…
Bad money habits are rarely about math. They are about emotion. This week on #CreditChat, we talked about how emotional spending, financial avoidance, and lack of money education keep people stuck in unhealthy financial patterns. If you’ve ever felt overwhelmed…
As a credit coach, I’ve watched too many women bounce between apps, spreadsheets, and half-followed TikTok advice, doing everything yet still feeling stuck. I’ve also seen too many women completely hide from their finances.(And yes… that used to be me!)…
The end of the year has a way of making everything feel reflective…in a good way! I personally love this time of year, I find it incredibly inspiring. It’s the perfect opportunity to slow down, pause, and think: “Okay…what happened,…
By Jeanne Kelly, Credit Expert & Credit Boss Lady App Founder The holidays are here, and with them come two of the biggest shopping events of the year: Black Friday and Cyber Monday. I recently joined Experian’s #CreditChat as a guest panelist to talk about…
Guest Panelist, Jeanne Kelly – Credit Coach & Founder of the CreditBossLady App This week, I joined Experian’s #CreditChat to talk about one of the toughest but most important topics of the season, setting boundaries with money and saying “no” without…
This week on Experian’s #CreditChat, I had the honor of joining as a guest panelist to talk about one of my favorite topics, financial gratitude. With the holidays approaching, it’s the perfect time to celebrate progress, reflect on lessons, and…
One of my favorite things to do is talk about credit, especially with college students. Why? Because it’s such a transformational time when financial habits are forming and futures are being built. Whether you realize it or not, the choices…
Buying your first home? Oh, it’s so exciting! Gotta love those moments when your Pinterest board finally jumps off the screen and turns into real walls, floors, and yes, an actual front porch. I’ve been there with so many clients,…
Back to school season is officially here! The air is getting crisp, PSLs are in full swing, and it’s nearly impossible to find a notebook at Target. It’s such a nostalgic time of year. Remember those days? Sitting in class,…
This week, I was honored to join Experian’s #CreditChat panel to talk about a topic that’s often avoided ~ but so important: bankruptcy. Let’s be real ~ life happens. Financial setbacks, job loss, medical bills, divorce, business hardships… and sometimes,…
Costs There’s no doubt about it ~ pets bring so much joy, loyalty, and love into our lives. But let’s be real… they also bring expenses. As a lifelong dog lover, I know first-hand the money it takes to care…
Recap from Jeanne Kelly | Guest Panelist on Experian #CreditChat | Sept 17, 2025 This week’s #CreditChat was packed with real talk, good vibes, and honest reminders about how to stay in control of your finances—before things start to spiral.…
By Jeanne Kelly | Credit Over Coffee This week’s #CreditChat with Experian was all about looking ahead—because if you want healthy credit, long-term financial confidence, and freedom to dream, you’ve got to stay ahead of the game. Here’s a recap…
Here’s your blog recap styled in your voice and built for sharing across platforms, including as a newsletter or blog post on your site: 🎁 Holiday Budgeting Starts Now: How to Plan Ahead and Save More The holiday season always…
Let’s talk about something we wish we were taught earlier—credit. This week on Experian’s #CreditChat, we focused on setting up our teens and college students for credit success. As someone who taught her daughter how to use a credit card…
We’ve all been there…derailed by a late payment. In the heat of the moment, it can feel like the end of the world, a gut punch to your credit score that you’ve been working so hard to build. After all,…
Can you believe we’re already halfway through 2025?! Time does fly when you’re lounging poolside. Before you know it, the holidays will be here again. But that’s no reason to panic! I’m here to help you break down your financial…
Summer is often a season of spending — from beach trips and BBQs to weddings and weekend getaways. But what if this was the summer you made money work for you? This week on #CreditChat with Experian, we talked all…
Can you believe we’re halfway through 2025? Time flies—and so does your chance to make those financial goals a reality. That’s why I was thrilled to join another amazing #CreditChat hosted by Experian, all about checking in, resetting, and realigning…
This week’s #CreditChat with Experian was all about dreaming big and turning those dreams into financial goals that matter. I loved diving into this empowering topic—because financial freedom isn’t just a number, it’s a feeling. Here are my favorite takeaways…
Car buying has changed a lot over the years, but one thing remains the same: being financially ready gives you the upper hand. This week on #CreditChat, I had the opportunity to join Experian and talk about what it really…
Financial freedom and self-employment often go hand-in-hand, but they come with unique challenges that require smart planning and strong credit habits. In the June 4th #CreditChat hosted by Experian, Jeanne Kelly shared her insights and personal strategies for navigating finances…
After a long, dark season of endless cold and grey, the sight of vibrant flowers and blooming green trees feels like a giant exhale, not to mention a much-needed energy boost! And when it comes to the power of manifesting,…
#CreditChat Recap with Jeanne Kelly – May 14, 2025 This week’s #CreditChat with @Experian focused on one of my favorite topics—financially preparing to rent or buy a home. Whether you’re just getting started or looking to level up your living…
Summer’s around the corner, and budgeting for family fun, vacations, and activities doesn’t have to be stressful! I was thrilled to join this week’s @Experian #CreditChat to discuss ways to plan summer adventures while staying financially smart. Here’s what I…
#CreditChat Recap – April 23, 2025 This week’s #CreditChat with @Experian was all about separating fact from fiction when it comes to credit. So many myths floating around, especially online, can seriously hold people back from building strong credit and…
Financial Literacy Month Edition – #CreditChat Recap *Follow me @CreditScoop This week’s #CreditChat with @Experian on X focused on one of the most powerful money topics: conquering debt. Whether you’re just starting your debt-free journey or looking to take your…
As a credit coach, my job is to help people understand the ins and outs of managing their finances, improving their credit, and ultimately achieving financial freedom. One thing I hear often from my clients is that they waited to…
This week’s #CreditChat with @Experian kicked off Financial Literacy Month with one of my favorite topics: empowering people with the knowledge and tools to take control of their finances. You know I’m all about helping others build credit confidence and…
This week’s #CreditChat with @Experian was all about making intentional, empowered decisions when a little extra money comes your way—like a tax refund or unexpected financial windfall. Whether it’s a few hundred or a few thousand, these moments are golden…
Buying a home is one the biggest financial decisions you’ll make in your lifetime. And it’s an empowering one! Having a space of your own to make memories in is a beautiful achievement. For those who may not know my…
With spring right around the corner, it’s the perfect time for a financial refresh! 🌱💰 This week’s #CreditChat with @Experian was all about spring cleaning your finances, tackling bad habits, and setting yourself up for financial success. If you missed…
Tax season is here, so it’s time to get organized, avoid costly mistakes, and make smart financial decisions with your refund. This week’s #CreditChat with @Experian was all about preparing for tax season—from key deadlines to protecting yourself from scams…
This week’s #CreditChat with @Experian was all about finding that sweet spot—how to cut costs while still enjoying life. We explored practical strategies for managing expenses, saving on big-ticket items, and having honest conversations about money with family and friends.…
As we step into a new year, I can’t help but reflect on what last year has taught me. Like many, I take this opportunity to extract powerful lessons and use them to decide what I want to take with…
I had the pleasure of joining Experian’s #CreditChat to discuss an essential topic for the new year: Mapping Your 2025 Financial Journey with SMART Goals. This timely conversation provided actionable insights for setting and achieving financial goals that are Specific,…
On January 8, 2025, I had the privilege of participating in Experian’s #CreditChat, where we explored Your Money Snapshot: Steps to Measure Financial Wellness and Start the Year Strong. This timely conversation was packed with actionable tips and insights to…
On December 18, 2024, I participated in the final #CreditChat of the year, hosted by Experian. The topic, Building Financial Confidence, was the perfect way to close out the year and prepare for 2025 with a clear and empowered mindset.…
I’m grateful for the chance to contribute and learn alongside an amazing community during Experian’s #CreditChat. It was an incredible opportunity to share insights on financial success while engaging with a panel of experts. Thank you, @Experian, for hosting this…
On November 6, 2024, I joined Experian’s #CreditChat to tackle an essential topic: Breaking the Money Taboo. Talking openly about money is often uncomfortable, yet it’s key to financial empowerment, smarter decisions, and greater financial confidence. Here’s a recap of the…
Simplify the Season: Focusing on the Essentials for a Joyful Holiday Season On November 27, 2024, I had the pleasure of joining Experian’s #CreditChat to discuss Simplifying the Season: Focusing on the Essentials for a Joyful Holiday Season. With Thanksgiving…
Imagine being denied a credit card or receiving higher interest rates simply because you’re a woman? It’s hard to believe now, as women are claiming their rightful space in business, leadership, and wealth; however, this was the case just a…
On October 30, 2024, I joined Experian’s #CreditChat to discuss a timely topic: Managing Your Money Without Fear. With Halloween around the corner, we tackled financial “monsters” like debt and impulsive spending, and shared tips for keeping finances on track through…
So you’ve been riding the credit rollercoaster most your life and have finally hit a good groove — congratulations! This is no small feat. Credit can be a confusing journey that we’re all trying to navigate. With no proper crash…
On August 28, 2024, I had the pleasure of participating in another enriching #CreditChat hosted by Experian. The topic this time was “Financial Anxiety and Stress: Coping Mechanisms for Managing Money Worries.” The discussion was filled with practical advice and…
On August 7, 2024, I participated in another insightful #CreditChat hosted by Experian. This time, we focused on the concept of financial resilience and how to build a safety net to navigate life’s unexpected challenges. Here’s a recap of the…
On August 7, 2024, I had the pleasure of joining Experian’s #CreditChat to discuss a topic that’s becoming increasingly relevant in today’s digital age: managing your finances in the era of social media. Here’s a recap of the key insights…
Time flies when you’re having a great conversation about finances! I recently joined the Experian #CreditChat to discuss navigating finances after high school. It was a fantastic session with plenty of valuable insights. Here’s a recap of the key points:…
The other day I had a client come to me saying her lender recommended she keep her credit card balances at 30% to the limit. Have you received this advice too? This is a myth I’ve heard passed around far…
I see a lot of talk out there about industry “competition”. To me, there is no such thing. In fact, I love to learn from, collaborate with, and highlight my colleagues. I’m a firm believer that together everyone really does…
Building business credit is crucial for any growing company. A strong businesscredit profile can help you secure loans, negotiate better terms with suppliers,and manage cash flow more effectively. Here’s a comprehensive guide to gettingstarted on the right foot. Step 1:…
As May comes to a close, so do many college careers. This exciting time presents a new journey for graduates as they pursue their passions in the workforce. A toss of the tassel also signifies another new beginning — adulthood.…
Entrepreneurship is not for the faint of heart, but I wouldn’t have it any other way. As a born Leo, I love a good challenge! And believe me, building a business never lacks in this department. Every day feels like…
A favorite quote of mine is from Charlotte Bronte, she once said: “I avoid looking forward orbackward and try to keep looking upward.” I love this quote because an attitude of gratitude has been the secret sauce to making it…
Imagine this. After two years of growing your business things are finally taking off. You have comfortableincome to cover expenses, employ staff, open up offices, and even take on a mortgage. Then,the economy crashes. About 70% of your business dries…
Sometimes you have to leave behind good to get to great. When you’re just starting your entrepreneurial journey, this can be difficult to not only see but also enforce. Afterall, the mind loves to play tricks on us during these…
Thanks to Taylor Swift and her infamous Eras Tour, we’re all contemplating what our coined “era” is going to look like in 2024. I’m declaring mine to be the year of abundance! For quite a few years now, I’ve stepped…
The truth of the matter is we don’t know unless we try. When I first started my business I was a single mom, struggling financially, looking to provide the best life for my daughter. While it’s said that it can…
Entrepreneurship is the ultimate crash course in personal development. Why? Because it will put you face-to-face with your fears, test your courage, and unveil an untapped power of resourcefulness that you never knew existed. This is why at the beginning…
The road to success is often unconventional. But if there’s one thing I learned throughout my own journey, it’s that success doesn’t have labels. There’s a lot to be said about self-belief, passion, and the determination to try. This was…
There’s one common theme you’ll see shared amongst successful people — the ability to create their own way. Why? Because this is the “it factor” that sets the successful apart from the status quo. Society has a way of conditioning…
Everyday I wear a necklace with the words “Jeanne, NYC” engraved on it. It’s humbling to know 30 seconds can change the trajectory of our lives forever, isn’t it? Sometimes I believe we need these small, pivotal moments to move us in the direction of our dreams. Oftentimes a direction we wouldn’t move in on…
3 Personal Development Books for Your Coffee Table By: Jeanne Kelly Back in my mid-twenties, I was navigating one of the most challenging seasons of my life. I had just gotten married, given birth to my daughter Cassandra, and had…
Before we jump into “adulting” and the various ways to build excellent credit (and trust me, I got you covered!), I invite you to come take a quick stroll down memory lane with me. Remember back when you were a…
There are approximately 258 million adults living in the United States. While they can vary profoundly in everything from career to ethnicity and even nation of origin, they all share something in common. Finances are a perpetual task that every…
Does an overdraft affect your credit score? Did you know that there are more credit accounts in the United States than there are people? If you have ever thought, does overdraft affect credit scores? The truth is that it’s…
Here we take a look at the question, “Is 670 a good credit score?” Are you in the habit of paying close attention to your credit score? If not, you’re ignoring an incredibly important aspect of your financial life. After…
‘Tis The Season of Becoming Debt Free With 2023 on the horizon, many people have it on their resolutions list to become debt free. Why? Because becoming debt free opens up unlimited opportunities. There’s a sense of security and sovereignty…
Why You Should Bet On Yourself: With the current economic climate, I hear people asking if it’s still considered a good time to start a business. Or, if it’s better to stay with the security of an employer. The truth…
A credit reference is a report that lists your borrowing and repayment history. This is one factor that lenders look at when considering you for a loan or mortgage. Your credit score is also impacted by this information. Lenders may…
There’s a new currency circulating right now and it’s freedom! For good reason, too. This modern-day luxury opens up an abundance of opportunities. Freedom of time, freedom of career, freedom of finances, it all allows us to enjoy life to…
70% of people in America claim that taking out a loan has improved their quality of life. This might involve taking out a personal loan to support a new business or getting a mortgage to buy a home. These loans…
Ask yourself this. Why do you have a credit card? The most important reason is to build your credit, not to put off bills for another day. Therefore, the main reason to keep your credit card statement is so that…
If you’re wondering ‘is 660 a good credit score,’ your credit score isn’t as high as it should be or could be, and it’s likely costing you money. An analysis by Zillow, the real estate marketplace, reveals just how much…
More than 82 million people in America own their own homes. Buying your own home is exciting and can provide valuable long-term financial security. However, this also requires some serious financial planning. The majority of people in America cannot afford a…
The average credit score in the United States is 714, but what does it mean if your credit score is much lower than that? Is 600 a good credit score? Why is a credit score important in the first place?…
If you are looking to build credit, then you know that paying your bills on time is a good way to start. But what bills help build credit specifically? There are a few different types of bills that can help…
If you’re turning 18 soon and you’re worried about your financial future, good for you! You’re already leagues ahead of most of your peers, and you’ve come to the right place! Believe it or not, 74% of teens do not…
It’s that time of year again! The kids are back to school, soccer practices are in full swing, and dare I say PSL has graced our presence with its return to the Starbucks menu. While summer may be coming to…
By the numbers, 74% of Americans have homeownership listed as their number one priority in life. If you’ve been thinking about buying a house, it’s safe to say that you’re in good company. But even before keys can change hands…
There’s no denying that inflation and the Fed’s decisions to increase interest rates have put a lot of strain on borrowers. It’s part of the reason why the average car payment for a new car is a whopping $644 right…
In 2020, USA Today reported that Americans between the ages of 18 and 22 had an average credit score of 641. When you compare this with the 710 credit score of the 56-to-74 age bracket and the even higher 731…
Did you know that most people over the age of 50 have credit scores that are far above the national average? Your credit score is determined by a vast number of different factors. Some of these factors may increase your…
Remember those financial goals you set just 6 months ago? If you forgot, this is your gentle reminder! This halfway point in the year is a good time to check-in on where you’re excelling and where you can improve. As…
Side hustles seem to be getting a lot of attention these days…and for good reason! In tandem with your primary job, a side hustle is a great way to leverage extra income without committing to the rigid schedule of a…
The Top Benefits Of Multiple Credit Cards Ready to play the credit game? If yes, then this strategy guide to the top benefits of multiple credit cards will be a game-changer for you. There are certainly stigmas that surround opening…
In the spirit of love this Valentine’s Day, we all want to embrace the idea of being swept off our feet in a fit of wild romance. Chocolate hearts galore, cards of sentiment, luxurious candlelit dinners, and beautiful long-stemmed roses…
Becoming the Boss of Your Identity In our digital-dependent world, it’s fair to say our risk for identity theft has increased at exponential rates. While social media is fun and a great way to network, it’s also a great place…
As the holiday season comes to a close, you may be finding yourself where many are finding themselves- in spender’s remorse. Maybe you overcharged your credit card with holiday gifts that far exceeded your budget. Or hit up all the…
It’s that time of year again – holiday shopping, online sales, and that ever-growing list of gift-giving and family parties are on the horizon. Aside from your main gift list, you may find yourself easily swept away, giving $20 here…
Oh yes, we all remember those teenage years- young, free, living life to the fullest! While we may want to forget about that outrageous hairstyle, overwhelming hormonal acne, or first crushing heartbreak, there were so many admirable qualities we embodied…
Credit Boosting Secrets For First Time Homebuyers How to successfully prepare as a first time homebuyer when dealing with debt or poor credit. We’re quickly approaching that season when the leaves change color, and pumpkins sit beautifully on front porches.…
Human beings are wired for new starts. We set resolutions for January 1, we look forward to “things getting back to normal” when the kids return to school; we also anticipate the beginning of the week, the beginning of the…
Most of us think we’re being very careful of our credit. That is, until we try to get a loan and are declined! Then the reality wakes us up and makes us realize that we could have done things so…
Dear First Year College Student: Welcome to one of the most exciting and memorable times of your life! By the time you’re reading this, you’re probably into a good routine with your new school. You’re learning new things. You’re meeting…
Do you need a credit diet? Diet season is upon us. With spring right around the corner and bikini season not far behind it’s time to renew those New Year’s resolutions. Get your booty in shape for summer! For many…
How you handle your credit can affect so many areas of your financial life, but here’s one you may not realize. Your insurance company is also watching your credit and modifies what you’re paying for insurance on your car, home,…
Unless you’ve been touched by it or have known someone who’s been a victim, you may not think much about identity theft. When Equifax Inc. announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers, hearing about this made me want…
What is your credit report says your dead? It’s always distressing to be rejected for a credit line, but perhaps the worst is when you find that you’ve been declined because your credit report has you as deceased! However outrageous it…
I just wanted to make sure if you missed the segment I was on talking about #HealthyCredit you are able to watch it. Cheers to your Healthier Credit~ Jeanne
http://www.blogtalkradio.com/jeannekellyhealthycredit ID protection: www.CEOIdentity.com
No foolin’! Protecting your identity is no joke. These days thieves have become very sophisticated and they are amassing data that can be used for a multitude of crimes like filing your taxes and stealing your refund, or creating alternate…
Do you want to build new accounts on your credit report? I have a way that can help you. FICO credit score likes types of credit on your credit report. Often times people are building credit with just secured credit…
Happy Spring! Perhaps you can relate to wanting a new beginning with your personal finances and credit as well? Spring is a perfect time, especially if you’re still dealing with paying off holiday shopping bills or are planning some major…
Monitor & Protect Now Unless you’ve been touched by it or have known someone who’s been a victim, you may not think much about identity theft. However, according to the Bureau of Justice, each year about 17.6 million Americans or…
You open the mailbox and there’s an envelope addressed to you. It’s not a bill (who wants bills???) so you tear open the envelope. Is it a letter from your favorite aunt? Is it a few photographs from a friend’s…
An important topic that is often overlooked in college is credit; in particular how to build it, why one should build it and how to manage it responsibly. Most college students do not possess adequate money management skills and are…
Sharing Your Credit Score With Your Partner – Tips And Strategies For A New Relationship If you’re in a new relationship, everything is exciting and new. You’re happily learning things about your new partner – their likes and dislikes. And,…
Link: https://www.huffpost.com/author/jeannekelly-450
Link: https://www.supermoney.com/best/personal-credit-cards/
Original Article: https://money.usnews.com/money/personal-finance/saving-and-budgeting/articles/2018-09-12/7-steps-for-your-fall-financial-checkup Thanks to summer vacations, weddings and outdoor barbecues, it’s easy to take on unexpected debt from June through August. In fact, a May survey by Capital One found that 87 percent of Americans say they spend more…
Jeanne Kelly – Founder of The Kelly Group. A Credit Coach and Credit Repair Specialist. Blog Posts by Jeanne Kelly Credit Coach and Contributing Credit Experts.
Jeanne Kelly Credit Coach is the founder of The Kelly Group.
Highly sought-after credit coach, motivational speaker, and author of The 90 Day Credit Challenge & The Credit Makeover. Captivating audiences on tv, web series and live events. As a credit repair specialist, Jeanne speaks on credit-related topics like credit scores, building healthy credit, financial literacy, financial education, credit card debt, rebuilding your credit, and more. Inspired by her determination to live in financial freedom, her mission is to spread the message far and wide about why having healthy credit is so important. Jeanne Kelly is your go-to credit coach when it comes to all things credit score, credit health and mastering the credit game. She happily customizes her speeches to a diverse range of audiences such as high school and college students, first-time home buyers, mortgage brokers, credit consumers and many others. Your audience will benefit from learning more about credit from the leading expert in the credit industry.
Book Jeanne Kelly Credit Coach to speak at your event today!